Responsibilities
Sales & Business Development:
- Identify and acquire new clients through direct sales, referrals, and field visits.
- Relationship Management for Proper KYC and KYB
- Promote the company’s logbook and Asset finance credit products, explaining features and benefits to potential customers.
- Build and maintain strong relationships with existing clients to encourage repeat business and referrals.
Credit Assessment & Loan Processing:
- Assist clients in completing loan applications and gather necessary documentation.
- Conduct preliminary credit assessments to evaluate a client’s ability to repay the loan.
- Submit loan applications for approval and follow up on the disbursement process.
Client Management & Collections:
- Monitor clients’ repayment behavior and ensure timely loan repayments.
- Proactively engage customers who may face repayment challenges and provide solutions.
- Work with the collections team to manage delinquent accounts and recover outstanding loans.
Compliance & Reporting:
- Ensure all transactions adhere to company policies, procedures, and regulatory guidelines.
- Maintain accurate records of client interactions, loan applications, and sales performance.
- Provide daily, weekly, and monthly reports on sales performance, client portfolio, and collections.
Key Qualifications & Skills:
- Education: Diploma or Bachelor’s degree in Finance, Business, Marketing, or a related field.
- Experience: At least 1–3 years of experience in Logbook and Asset financing, banking, microfinance, or a related industry.
- Strong sales and negotiation skills, with a proven ability to meet targets.
- Knowledge of credit risk assessment and loan processing.
- Excellent customer service and relationship management skills.
- Ability to work independently and as part of a team.
- Proficiency in MS Office (Excel, Word, PowerPoint) and CRM systems