Underwriting Analyst, Risk Survey
Key Responsibilities
- Risk assessment at insurance application for selected risks to determine their acceptability or otherwise and to guide underwriters on the exposure(s) inherent in the risk(s).
- Inspect property and machinery so as to assess the exposure to hazards and hence assist the underwriters maintain quality risks in our books.
- Collate and assess risk information on site, including capturing photographic evidence, estimating the nature, size and frequency of possible losses throughout the insured’s entire operations etc.
- Prepare detailed reports, with risk recommendations and safety improvements to create a basis for reducing or completely eliminating risks.
- Compile data that influence the determination of premium rates to provide management with a basis for decision-making on measures to be taken and continuous reporting on changes in the basis for the estimation of risk.
- Develop safety programs compatible with the needs and resources of policyholders providing the best control methods (standards) for various exposures.
- Accompany underwriters on site visits to help with their training and development.
- Conduct safety programs to company staff by informing on safety standards and regulations.
- Advise clients on site on opportunities and savings on risk improvement programmes.
- Keep up to date with technical aspects affecting risks e.g. trade processes, legislation and hazardous material.
- Training on risk management to sales, underwriting and claims staff
- Process payment of external surveyors
- Embrace governance requirements with respect to KYC/AML/Data protection requirements per governing Acts.
Qualifications
- Bachelor’s degree in engineering (Preferably Civil or Mechanical), Insurance or risk management course
- Insurance knowledge will be an added advantage
Experience
- At least 1 year experience in assignments incorporating risk management
Competencies ·
- Knowledge of insurance concepts
- Knowledge of underwriting processes and procedures
- Technical competence in underwriting insurance risks
- Knowledge of insurance regulatory requirements
How to Apply
If you meet the above requirements, you are encouraged to forward your application and updated CV to vacancies@heritage.co.ke by 20th July 2025. Clearly state the job title on the subject heading. Liberty Kenya is an equal opportunity employer and actively encourages diversity.