About Umba

Umba is a pan-African digital bank serving customers in both Kenya and Nigeria. Our mission entails providing accessible and cost-effective financial services across Africa, enabling our customers to take charge of their financial well-being.
We are committed to seizing a unique opportunity to transform the financial landscape in Africa by harnessing the power of machine learning to develop intelligent, affordable financial products tailored for emerging markets. Our machine learning models are continuously improving, and we leverage AI and automation to deliver banking solutions at the lowest possible cost to our expanding customer base.
Umba is headquartered in Nairobi Kenya. Our primary focus is to offer a comprehensive range of digital banking products through Android, iOS and Web Apps, and we take pride in our culture of consistently surpassing customer expectations, which has fueled our rapid expansion.
Umba acquired a deposit taking microfinance bank in Kenya in 2023, which has now been named Umba Microfinance Bank. The bank has achieved fast growth since launch with average monthly growth rate of 19% and 6x revenue growth in 2024.
We are actively seeking outstanding individuals who not only possess exceptional talent but also share our vision, determination, and sense of purpose. Join us in our endeavor to establish the best digital bank in Africa.

Job Summary

Umba is currently in search of a Product Manager to join our team based in our Nairobi Office.
We are looking for someone to define, scope and manage our feature roadmap for the Kenyan market.
This person should have deep knowledge of the region, and an eye on the various competitors in the field. The ideal candidate is a proactive and motivated individual who excels in a fast-paced environment.

Responsibilities

• Working with our Vehicle Financing team and developing our feature set further with an emphasis on automation.
• Developing and managing our SME lending (UmbaPay) and Umba Payments. We want our SME experience to be best in class.
• Assessing competitors. What are we missing? What can we do better?
• QA the products that we are building
• Should be comfortable writing clear, concise PRDs as well as working with designers and engineers
• Work with internal stakeholders from risk, legal, operations, and executive management to translate business needs into product requirements.
• Establish product delivery timelines in close collaboration with the development team.

Skills and Qualifications

• Bachelor’s degree required, engineering, data science, economics, or related technical field is preferred.
• 3-4 Years of Product Management Experience.
• Ability to translate complex problems and ideas into easily understood descriptions.
• Proven ability to dive deeply into specific functional areas and learn a domain.
• Proven ability to innovate and come up with ideas to help drive the product forward.
• Proven ability to understand the business and engineering sides and get into technical detail.
• Ability to assume a strong sense of responsibility and ownership in a fast-paced environment.
• Excellent project management skills – delivery and action-oriented.