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Product Manager, Embedded Finance at Zeraki

Expired
Job Overview
Employment FullTime
Location Nairobi Kenya
Experience At least 3-8 years
Education Level Bachelor's Degree
View More in Jobs > Actuarial Science
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Opportunities Meet Aspirations

About the Role

As the Product Manager, Embedded Finance, you will own the full lifecycle of financial products — from discovery to partner negotiations to product build, GTM, and post-launch optimization.

1. Lead Product Strategy for Embedded Finance

  • Shape a roadmap that transforms affordability and access to education across Africa
  • Combine data, user insight, UX psychology, and financial logic to prioritize effectively
  • Identify high-leverage opportunities that accelerate adoption, trust, and retention

2. Build and Scale Financial Products (payments, installments, savings, insurance)

  • Design solutions from first principles: flows, states, edge cases, fallback logic
  • Define “Definition of Ready” and “Definition of Done,” and act as Product Owner in delivery
  • Work closely with engineering to remove ambiguity and ensure predictable delivery
  • Drive clarity and trust in first-time-use experiences — parents should never feel confused or unsafe when handling money

3. Drive Partner Success and Accountability

  • Evaluate and select FSPs: banks, MFIs, insurers, KYC vendors
  • Negotiate APIs, SLAs, commercial terms, and support processes
  • Hold partners accountable for reliability, latency, settlement, and ticket turnaround times

4. Launch with Operational Maturity (Not Wishful Thinking)

  • Prepare communications, CX scripts, FAQs, escalation paths, fallback plans, dashboards
  • Run readiness gates: no launch without support and visibility in place
  • Scale in safe, iterative phases — not big-bang releases

5. Own Business Outcomes (Not Feature Output)

  • Track funnel conversion, retries, settlement disputes, claims success, retention
  • Move key metrics every sprint — not every quarter
  • Decide when to iterate, scale, or stop based on real data

What Success Looks Like (Within 12 Months)

  • Parents complete financial flows confidently in a single session
  • Support tickets decrease because the product simply works
  • Embedded Finance becomes a measurable driver of retention and LTV
  • Partnerships are productive and accountable — not vague or optimistic
  • Engineering reports predictable delivery and reduced ambiguity
  • You are known internally as the go-to person for building value at scale

Ideal Experience

  • 3–8+ years in Product Management for SaaS, fintech, payments, insurance, lending, wallets, or mobile money
  • Experience shipping complex, multi-stakeholder, API-driven or workflow-heavy products
  • End-to-end ownership from strategy → build → launch → GTM → scale
  • Experience with banks, mobile money providers, insurers, credit-risk partners, or KYC/KYB vendors (added advantage)

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