kenkarisa

Underwriting & Risk Management Professional

About Candidate

Highly analytical and results-driven finance and risk management professional with a background in actuarial science and multifaceted experience in risk assessment, financial data analysis, regulatory compliance, and business development. Completed a one-year internship at the Agricultural Finance Corporation (AFC) under the Public Service Internship Programme (PSIP – Cohort 6), where I supported enterprise risk mitigation and internal control strategies in Kenya’s agricultural finance sector. Previous roles at ICEA LION and SMEP Bank strengthened my expertise in client advisory, compliance, and portfolio performance management.

Location

Education

B
BSc Actuarial Science 2014-2018
University of Nairobi

Bachelor of Science in Actuarial Science
Second Class Honors

K
Kenya Certificate Of Secondary Education 2012
Memon High School

Attained A Mean grade of A

Work & Experience

R
Risk and Compliance Officer (Intern) 29/01/2024 - 29/01/2025
Agricultural Finance Corporation (AFC)

Duties.
•Conduct individual risk analysis from loan origination to recovery, maintaining a low- risk profile.
•Review credit appraisal reports to assess the quality and completeness of information for decision-making.
•Analyze credit data to ensure compliance with portfolio exposure limits, diversification, and risk objectives.
•Evaluate sector and economic conditions affecting credit quality, including factors like climate, production costs, and technology.
•Access Credit Reference Bureau reports and support clients in managing their credit status and delisting needs.
•Forecast the effects of external factors on loan performance, including interest rates and commodity prices.
•Assist in credit policy updates and provide technical support to staff involved in credit processing and recovery.

F
Financial Advisor January 2023 - December 2023
ICEA LION

Duties
•Delivered financial advisory services to meet client needs while ensuring compliance with legal and regulatory standards.
•Conducted client meetings, offering insights into financial products, including insurance and investment options.
•Supported the design of compliance-aligned strategies and business plans to drive market growth.

B
Business Development Officer FEB 2019 - AUGUST 2021
SMEP BANK

Duties
•Maintained a quality asset portfolio and supported client recruitment and loan processing.
•Developed business strategies and marketing plans to meet revenue goals.
•Generated timely reports on portfolio performance, ensuring alignment with bank objectives.