Business Banker

Job Description

To provide support with the day to day running and maintenance of SME Customers, mining customer portfolio data to identify opportunities for additional facilities and analyzing business and financial information e.g. balances sheets, financial statements and management accounts, to prepare and motivate credit applications.The Business Banker will manage and grow relationships with SME clients, delivering tailored financial solutions and supporting their banking needs. Acting as a trusted advisor, you’ll help businesses achieve their financial goals through a range of banking products and services.

Qualifications

Type of Qualification: First Degree

Experience Required
2-3 years

• Experience in customer service and business acumen.
• Knowledge of credit principles, branch banking processes, procedures, policies and bank products and services.
• Strong sales and negotiation abilities
• Customer-focused mindset with problem-solving skills

Additional Information

Behavioural Competencies:

• Articulating Information
• Embracing Change
• Following Procedures
• Interacting with People
• Interpreting Data
• Meeting Timescales
• Producing Output

Technical Competencies:

• Account Opening & Maintenance
• Application & Submission Verification 
• Banking Process & Procedures
• Financial Analysis
• Knowledge of Banking & Financial Service
• Preparing Financial Statements
• Risk Identification