Job Summary
MAIN PURPOSE OF THIS POSITION
Following up defaulted, delinquent and written off loans in the institution to minimize credit risk loses in line with policy guidelines to achieve the company objectives.
KEY DELIVERABLES FOR THIS POSITION (K.P.I’s)
- Deliver Recovery Rating (plan vs actual)
- Managed Risks for portfolio quality
- Service Delivery
- Customer Satisfaction
KEY RESPONSIBILITIES
- Implementing company procedures in line with policy guidelines to achieve departmental strategy goals.
- Scheduling a recovery timetable based on list of bad loans provided.
- Engaging and following up clients with bad debts to resolve arrears and recover the outstanding loan amounts in line with the Company’s delinquency escalation and debt recovery guidelines.
- Carry out post recovery follow ups with the branch teams to ensure that the promise to pay agreements are honored by the clients.
- Writing and submitting performance reports with recommendations for further management decisions.
- Reporting on customer insight to contribute towards risk management while taking opportunity for creating new leads as a value addition process.
- Identifying & recommending best practices for innovation to ensure new & improved processes, products and services.
- Implementing service quality, customer excellence and change initiatives to achieve required business performance and culture.
Requirements
Job Specifications
Academic Qualifications
- Diploma – Business Related qualification
Relevant Experience
- 3 years of relevant experience
Core Job Skills
- Credit management skills
- Interpersonal/Communication skills
- Negotiation skills
- Strategic influencing skills
- Customer service skills
- Relationship & Conflict management skills
- Innovation skills
Standard General Skills (Generic)
- Communication skills
- Customer Service
- Computer Literacy & application
- Change Champion
Core Values/ Behavior
- Integrity
- Respect
- Transformation
- Passion